Plumbing, Heating, and Gas Engineers Insurance

Affordable Insurance for Plumbing, Heating, and Gas Engineers: Tailor-made for Electrical Contractors

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NICEIC REGISTERED CONTRACTORS RECEIVE 10% DISCOUNT

Protect yourself and your livelihood with the right cover, at the right price.

As a plumbing, heating or gas engineer, we understand the daily risks you face. If your work involves electrical jobs, you can access our exclusive, competitive and comprehensive electrical contractors insurance to protect yourself and your livelihood against these risks.

We're committed to protecting you and your business should the unthinkable happen. Working with a leading specialist insurer, we have negotiated high quality insurance at a competitive price for you.

If you become an NICEIC and ELECSA registered electrical contractor, you'll benefit from a 10% discount on the cost of your insurance.

Put us to the test

Our FREE no-obligation insurance health check will compare the cover, service and price you're getting with what we can provide. We'll identify if you're missing out on valuable enhanced benefits – and potentially save you money. We also include electrical vehicle charging installation insurance as standard, at no extra cost!

If you prefer to do things yourself, you can quickly and conveniently get a quote and buy online.

Over 12,000 contractors can't be wrong

Don't take our word for it. Our exceptional Feefo reviews from contractors speak for themselves. That's why we have been awarded an excellent customer service award – some of the five-star reviews have told us they had saved money, others have improved benefits and still saved money.*1 Also, 60% of contractors buying through us have paid less than £354.*2

Our comprehensive insurance cover for plumbing, heating, and gas engineers

By working with specialist insurer, Covéa, we've developed insurance with you in mind. It's comprehensive, flexible and affordable.

We Offer the Following*3

  • Employers liability cover of £10 million.

  • Cover for loss or damage to tools and office equipment.

  • Goods in transit.

  • Cover for contract works.

  • Cover for your own plant and hired in plant.

  • Cover for temporary employees up to 50 days per year.

  • Free 24 hour business legal helpline.

The Power Behind Your Business

NICEIC Insurance is here to help you with all your business insurance needs. From electrical contractor insurance, personal accident and short-term income protection to van insurance and premises insurance – we've got you covered.

Unlike many direct insurers or comparison sites, we're here to provide expert advice. We'll explain the finer details of your plumbing insurance cover so you know exactly what you're protected for. This should give you peace of mind, leaving you to focus on looking after your customers.

Our support doesn't stop there. We're on-hand to guide you through the process of making changes to your cover – mid-term or at renewal, should your circumstances change. But, if you wish to do things yourself, our customer portal puts you in control. Download your documents, make adjustments and renew your policies online.

And, should the worst happen and you need to make a claim, we will help to make sure it's handled as quickly as possible.

Heating, plumbing, and gas engineers working in most situations can be covered across domestic, commercial and industrial premises in Great Britain, the Channel Islands, the Isle of Man, and Northern Ireland. Temporary work in the EU is also included as standard too.

Get a quote 01133960346

Related FAQs

See all FAQs

I work in more than one trade. Can you cover this?

Yes, we offer cover for both primary and secondary trades. So, if you work mainly in one trade – for instance, as an electrician – select this as your primary, or main trade. Then, if you also work on occasion as a plumber, for example, you should choose this as your secondary trade.

I'm a gas fitter, what type of insurance cover do I need?

The exact mix of gas engineers insurance cover features you need depends on the nature of your work, whether you employ people or not, and whether you have a van you use for business. You may need employers liability (compulsory for most businesses that employ one or more people), public liability, and professional indemnity. These are standard features (amongst other covers) in our liability cover for plumbing, heating, and gas engineers. Depending on the nature of your business, you may need insurance for business premises such as a shop, office, or workshop. You may also require commercial insurance for a van and covers like tools, personal accident, and income protection. For more information, read our quick guide to insurance.

I'm a heating engineer, what type of insurance cover do I need?

The exact heating engineers insurance you need depends on the type of job you do and your work locations. Other factors will also come into play, such as whether you have employees working for you, operating from business premises, or driving a business vehicle like a van. If you employ people, there's a good chance you'll need employers liability (which is compulsory for most businesses that employ one or more people). Other core cover features like public liability and professional indemnity are included as standard (amongst other covers) in our liability cover for plumbing, heating, and gas engineers. Once you have the essential liability cover sorted, you may want to include other features like commercial vehicle insurance, cover for business premises, tools insurance, income protection, and personal accident. For more information, read our quick guide to insurance.

I'm a plumber, what type of insurance cover do I need?

The starting point in determining what plumbing insurance you need is assessing the type of work you do and where, whether you employ people, own a van, and operate from a shop or office. Common business requirements are public liability insurance for plumbers, professional indemnity cover, and employers liability insurance (compulsory for most businesses that employ one or more people). These form part of the standard features in our liability cover for plumbing, heating, and gas engineers. It's also advisable to look at covers like property insurance if you have a shop, office, workshop, or other business premises; commercial vehicle cover if you have a van, for instance; and tools insurance. We can also add covers such as personal accident and income protection if you need them. For more information, read our quick guide to insurance.

*1 https://www.niceic-and-elecsa-insurance.com/news-and-information/niceic-and-elecsa-insurance-services-wins-an-exceptional-service-award/

https://www.feefo.com/en-GB/reviews/niceic-and-elecsa-insurance-services?displayFeedbackType=SERVICE&timeFrame=YEAR

*2 Click here to view our pricing disclaimer.

*3  Cover may differ dependent upon insurer. As with most insurance – terms, conditions, and exclusions apply. You can request full details by simply contacting us.

 

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