Electrical vehicle charger installation insurance

Electric vehicle charging point insurance for electrical contractors. Cover designed for NICEIC contractors, at the right price.

Get a quote 01133960346


EV Charger Installation Insurance

The Government's plan to ban sales of new petrol and diesel cars by 2035 has created opportunities to install Electric Vehicle Charging Points (EVCPs) throughout the UK.

But as an electrical contractor responding to these opportunities, you need the appropriate EVCP insurance cover to protect against risks.

Working with a leading specialist insurer, we have negotiated high quality insurance at a competitive price for you. As an NICEIC and ELECSA registered electrical contractor, you'll benefit from a 10% discount on the cost of your electricians insurance.

Claim your 10% discount today

Over 12,000 contractors can't be wrong

Don't take our word for it. Our excellent Feefo reviews from contractors speak for themselves. That's why we have been awarded an excellent customer service award – some of the five-star reviews have told us they had saved money, others have improved benefits and still saved money.1 Also, over 60% of contractors have paid less than £354.2 

Put our EV charger installation insurance to the test

Our FREE no-obligation insurance health check will compare the cover, service and price you're getting with what we can provide. We'll identify if you're missing out on valuable enhanced benefits – and potentially save you money.

If you prefer to do things yourself, you can get a quote and buy online – quickly and conveniently.

Our comprehensive insurance cover for electrical contractors

By working with specialist insurer, Covéa, we've developed electrical contractors insurance with you in mind. It's comprehensive, flexible and affordable.


  • public liability cover –with limits of £2 million and £5 million, or £10 million for selected trades.

  • loss of customer keys cover up to £50,000.

  • employers liability for temporary employees, 100 man-day limit cover up to £10 million.

  • professional indemnity cover up to £100,000 collateral warranties added as standard.

  • corporate manslaughter cover up to £1 million.

  • efficacy cover of £100,000.

  • cover for up to 20 people.

  • standard height limit 20m, and depth restriction 3m.

  • up to five years no claims bonus.


  • cover for tools – from £1,500 to £5,000 per person.

  • goods in transit.

  • contract works – with £100,000, £250,000, and £500,000 limits.

  • own plant up to £50,000.

  • hired plant up to £50,000.

  • personal accident and short-term income protection.

  • legal expenses.

  • property all risks.

  • increased efficacy cover up to £1 million.

The power behind your business

Whether you're an established electrical contractor or new to accessing the Office for Low Emission Vehicle (OLEV) grant, we understand you don't have time on your hands to spend searching online for affordable EVCP installer insurance cover. Let us do the hard work – we'll ask you some questions to assess your requirements, then we'll search our specialist UK-based insurers to find the right cover for you, guiding and advising you along the way.

NICEIC Insurance is here to help you with all your business insurance needs – from electrical contractor insurance, personal accident and short-term income protection to van insurance and premises insurance – we've got you covered. We also have relationships with many EVCP manufacturers.

Unlike many direct insurers or comparison sites, we're here to provide expert advice. We'll explain the finer details of your electrical vehicle charger installation insurance cover so you know what you're protected for. This should provide you with peace of mind, leaving you to focus on looking after your customers.

Our support doesn't stop there. We're on-hand to guide you through the process of making changes to your cover – mid-term or at renewal, should your circumstances change. But, if you wish to do things yourself, our customer portal puts you in control. Download your documents, make adjustments and renew your policies online.

And, should the worst happen and you need to make a claim, we will help to make sure it's handled as quickly as possible.

Get a quote 01133960346

Related FAQs

See all FAQs

What additional cover can my electrical contractors insurance include?

You can extend your electrical contractor business insurance to include a range of optional extras such as employers liability and tools cover to deliver personalised insurance protection to suit your circumstances. We can also arrange other essential insurance covers, from personal accident and income protection to property and vehicle insurance.

Why choose electrical contractor insurance from NICEIC Insurance?

Here at NICEIC Insurance, we're part of Marsh Commercial, an award-winning insurance and risk management expert. Being part of a global leader with a 150-year heritage means you can be confident we have the experience and expertise to help you arrange the electrical insurance you need – at the right price. Don’t forget, if you become an NICEIC registered contractor, you'll benefit from a 10% discount on the cost of your electrical insurance.

Do I Need Public Liability Insurance?

Public safety and the positive reputation of contractors and tradespeople are an important part of NICEIC registration. If you are a registered contractor, you need a minimum of £2 million cover to meet registration obligations. This amount is included in our electrical contractors insurance cover with Covéa as standard. However, we recommend you check any contracts you undertake and seek specialist insurance advice if more cover is needed. There's no requirement to have public liability insurance in place from a legal perspective, but it's certainly an essential insurance to consider as a responsible contractor. Also, you could be left out of pocket if a claim is made against you and you don't have adequate cover.

What is Public Liability Insurance?

Public liability insurance is designed to protect your business if a client or member of the public claims they have been injured or their property damaged because of your business activities. It covers the cost of legal defence, compensation, damages, and any legal expenses incurred by third parties in making a successful legal claim against you. For example, if wiring you installed later caused a fire that damaged a building, and it was then deemed that you were negligent, your contractors public liability insurance would pay the costs and compensation – up to the maximum level of cover (or limit of indemnity) indicated on your policy.

How Much Public Liability Insurance do I Need?

The level of protection you take out depends on the type of risks you face. It's an individual decision based on the nature of each business – though it's worth finding out what level of cover potential clients expect you to have. There may be a minimum requirement of cover required depending on the nature of the job or your electrical contractor registration – for example, if it's a commercial contract for a council, they may require a higher level of cover than a domestic job. If you are an NICEIC registered contractor, you need a minimum of £2 million worth of public liability insurance is required in place to meet the obligations; therefore, we offer public liability cover ranging from £2 million up to £10 million, depending on the trade and insurer.

What does public liability insurance cover?

Public liability insurance applies to claims made against you by clients or members of the public, alleging that your work has caused them injury or damaged their property. It covers the cost of legal defence, compensation, damages, and any legal expenses incurred by third parties in making a successful legal claim against you.

How much is public liability insurance?

How much you pay for public liability insurance cover depends on the nature of your contracting business – its size, claims history, the type of work you undertake and the level of risk that comes with it. That means there is no single average cost of public liability insurance. However, most contractors insurance from NICEIC Insurance includes public liability cover as standard, with limits of £2 million and £5 million, or £10 million for selected trades.

1. https://www.niceic-and-elecsa-insurance.com/news-and-information/niceic-and-elecsa-insurance-services-wins-an-exceptional-service-award/



2. Click here to view our pricing disclaimer.

3. As with most insurance – terms, conditions, and exclusions apply. You can request full details by simply contacting us.

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